I stopped attempting to process cards on checkout. Instead, I tried processing the payment through the store orders admin page. I'm getting a "Credit card payment declined wHAT." error. I've got SSL working, the VM payment gateway is in production mode, plus I've run a test order from my server to VirtualMerchant using a simple HTML form with the required fields. Any idea what's going on? I'm really anxious for this to be working!

-Steve