Paypal Node is able to do this if you are open to using paypal. You can also edit the module so that it is based on subscription, so you don't have to really worry about expiration or reposting except when they decided to cancel the subscription. Which paypal will send you a note, then you can mark the node for unpublish time. I also found a way for it to work with advertisement module with one simple code change.

But if you need authorize or other payment method, then this module being worked on will be your best route...once it works perfectly.