I couldn't agree more, it is a total pain from the customers point of view.

However, to my knowlage SecureCode is required for all online Maestro card transactions as of July 07.

Certainly CyberSource are requiring e-commerce sites to handle SecureCode Payer Authentication checks.

It looks as though MasterCard and Visa will also require this in the future.

I am still offering a bounty to anyone who can implement this.

I would imagine every Ubercart user who wishes to use CyberSource would need this, unless the SOAP integration gets to a point where it can handle SecureCode?

Please contact me if you are interested in a bounty to complete this.

I really need to accept Maestro!