After doing some research into this, I don't believe this is what we want. The main reason being that the recurring fee handling in Paypal allows a user to cancel at any time. However, the module that we are looking to develop will be more of a payment plan that we will charge them 3 times in a month. After thinking about your questions some more, I have come to the conclusion that the product is received before full payment is completed. Thus, we don't want the user to be able to cancel payments in the middle of the billing process. This isn't a subscription. They either buy the course or they don't. We just want to give them the option of making payments on the course over a certain period (as I write this it seems like we are extending credit in a sense and we are using Paypal to collect the money, whereas we are just holding on to the balance owed). Anyways, any other thoughts that you might have would be great.