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Fri, 02/08/2008 - 19:45
 I am currently processing through paypal, but they seems to take a large cut of the proceeds. Are any of the other processors cheaper? Also, started looking at Authorize.net and there must be a dozen or so resellars? Any advice? Thanks, 
Check with your hosting company.
I've noticed that several hosting companies incorporate shopping carts or some form of ecommerce that have included Authorize.net resellers; I didn't initially know they were Authorize.Net until I clicked their icons to find more info. Your hosting provider may already have a supported reseller for Authorize.Net who can do the paperwork with you and help get you going on that hosting solution. 
David, Authorize.net is a
David, Authorize.net is a major player in the online game and is natively supported pretty much across the gamut. There are a lot of resellers for Auth.net, and each one is going to have it's own terms. I've become comfortable with www.nationalmerchantbancard.com, but i think they might be a North America only company. Basically, shop around - major things to keep in mind are: Setup fees, yearly or multi-year contracts, cancellation fees, monthly fees, and gateway fees... get the full rundown before you commit to anyone. Paypal's traditional service (Not PayFloPro) only takes a commission when there is a transaction. That's good for really small volume carts that might only do a couple of orders a month. A payment gateway like auth.net is going to have monthly costs associated with it (usually $20-$30), regardless of transaction volume, and then each transaction will have a fee on it too (but one that is much smaller than PayPal's per-transaction fee... like 25 cents or something) Let us know what you decide to go with!! And good luck! 
dstrickland wrote:
I am
I am currently processing through paypal, but they seems to take a large cut of the proceeds. Are any of the other processors cheaper? Also, started looking at Authorize.net and there must be a dozen or so resellars? Any advice? Thanks, I'm trying to decide between PayPal Pro and Authorize.Net. What did you choose and how well has it worked for you? 
Re: dstrickland wrote:
I am
We have been using both Authorize.net and PayPal for over two years now. First on a Zen Cart site and now Ubercart. The rates we get from Authorize.net are better that PayPal's. Authorize.net also links to the merchant account we have with our brick and mortar store automatically. PayPal has more required steps and extra fees for just about everything. A more detailed account of our experiences is below, but I think Authorize.net might be the better option. Definitely over PayPal Web Standard, you kind of don't look as professional to some customers using PayPal. PayPal on the Ubercart has been a bit rough. Currently I'm battling with either 2x stock deductions and 2x email notifications or zero stock deductions and zero emails. Actively working on resolving this and trying every suggestion I can find, I have read a lot of posts with mixed results. I'm just a few orders away from dumping PayPal altogether, if i can't get it sorted. Read further below for why I even bother with PayPal in the first place. Authorize.net has given me no problems at all. Everything works great. First with Zen Cart, and now with Ubercart. It happily installed with our old settings and info and linked right to our merchant account. We sell class registrations on line so I put all the new + upcoming classes on Ubercart and left Zen Cart with the last remaining ones we had there. We thus had two active sites selling through the one gateway going into the one account. We experienced no difficulties at all. I'm shutting down the Zen Cart site at the end of the month and will just mothball it till I don't need the customer data. As to why both? Some people put a lot of trust into PayPal, maybe even more than the SSL cert on our site. They also like the convenience of not having to get their card out. Plus we haven't set up our merchant account to handle AmEx due to their higher rates and requirements. PayPal fills in the holes and we don't limit the ways we can get paid. Until we switched to our new site maybe 1 in 10 orders was PayPal, now as we have launched the new site and are expanding with actual shipping products across the country we find that just under 1/2 of the orders are made with PayPal. It's that recognition thing. Our local customers all know the old site and trust us, but as we expand to new areas our name and reputation hasn't spread as quickly. Rates for merchant accounts and gateways all vary, it's just finding one whose cost your willing to incur. You just have to do the leg work and compare. |
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