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Can anyone recommend a UK payment gateway?
Submitted by eyesnight on Wed, 02/13/2008 - 15:39
Hello, I'm setting up a UK shop and need to be able to process credit and debit card payments. I would prefer to do this on site rather than redirecting my customers to a gateway like paypal. As it's a new business I don't expect to sell much straight away so cannot afford to pay a monthly subscription or high set up costs. Does anyone have any suggestions for a good service to try? Thanks Adam
For the UK, the best one by far, is WorldPay which is used by the majority of the Internet Business in this Country. The only problem is that Ubercart is not compatible with this service and in my opinion, the deciding factor for not using Ubercart at all. I use Drupal ecommerce solely for that reason. In my opinion Paypal is the best as I have 2 site both running very good and I use paypal funds are avaiable very quick.    The only problem is that Ubercart is not compatible with this service and in my opinion, the deciding factor for not using Ubercart at all. I use Drupal ecommerce solely for that reason. Not compatible? Of course Ubercart is compatible with WorldPay! Just because it isn't currently bundled with Ubercart doesn't mean it's not compatible. All you have to do is write the module. With all the other working payment methods that Ubercart provides, anyone with some programming experience should be able to do that. Looking at the contributed WorldPay module for eCommerce (it's not part of eCommerce BTW, and not even mentioned as a supported payment method in the eCommerce docs), it's an *extremely* minimal piece of code. It hasn't been modified or updated or supported in 16 months, and doesn't work in the latest version of eCommerce according to one of the very few comments posted about the module. If you chose eCommerce over Ubercart for that module alone, you made a poor choice. If you need WorldPay, it should be easy to develop your own module for Ubercart, starting with the contributed one mentioned above if you really want (although there's so little there I don't think it's going to save you a lot of time...). Or, if it's that critical to your business, I'm sure there are plenty of people here who would be willing to code if for you for a price. Hi paco, cheers for the advice, but I've already made my decision, ubercart is awesome! Unless anyone has a better suggestion I think I'm going to use the paypal standard payment method (took me literally 30 seconds to set up) and if the shop proves to be popular I'll fork out for the pro payments solution. Unless anyone else has a solution? I hear a google checkout module could be on the way, that would be freakin' sweet. Adam Maybe I did not explain it well enough. I agree that Ubercart is far superior to ecommerce. I have tried both and previously to that, I had oscommerce, oscmax and Zendcart. I have been running an e-commerce website for over 8 years. The question was which was the best paymenyt processing service in the UK. Well, prior to Worldpay I had used PayPal and all you need is to have someone making a fraudulent transcation through your store and PayPal will freeze your account. I had that happen to me over a £20 purchase from someone who payed through a stolen or borrowed credit card. The owner of the credit card contact VISA to have the money reversed. PayPal withot notice, froze my account with over £3000 in credit and it took me 4 months to get my money back. The worse thing is that I had to look immediately for another solution. With Worlpay, you are protected againts fraudulent transactions and they fight on your side. Paypal does not, they shoot first and ask questions later. Worldpay is a UK registered company and part of the royal bank of scotland., Paypal is registered in Luxembourg. In case of a dispute with them, you have no protection of any kind. In the US it maybe different, I have no idea. I do know that Ubercart is compatible with Worldpay but there is no working module, the commerce one works with just some small modifications with the latest version. If you run a small store which sells a few odd things, Paypal may be worth the risk but if you run a proper business, you really need a profesional solution. You think that it will not happen to you? Maybe it won't or maybe it will, it depends if you can afford to take the chance or not. Hi Paco, I have heard of these paypal concerns before and it did actually happen to the company I work for, took us ages to get the account sorted and in the mean time we were screwed. I'll just have to hope another solution presents itself if/before my business gets big. Thank you for the help and sorry for my dismissive comment before.
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Joined: 02/10/2008